Frequently Asked Questions

If you have questions, please call us, email us, or fill in our simple contact form. Here are the most asked questions that we get. If you can’t find the answer you are looking for, let us know and we’ll get you that answer!

  • How do I get started?
    • You can sign up online right now! Our form is easy and takes about 2 minutes to fill in. If you sign up right now, we will have your credit reports in a few hours and will be disputing negatives in a few days.
  • What is the cost?
    • Our clients are charged a setup or service fee of $199.00 and $119.00 per month OR at the client’s option they may choose to to pay a flat fee of $799.00 which covers the setup, administrative fee, monthly dispute and evaluation process. Everything you need is covered and there are no hidden fees with radical cost structures.
  • Can you help us build new credit
    • If we remove your negatives and you still haven’t reached your desired healthy financial credit goals, we will provide you with guidance on building credit by adding viable open positive accounts and through the use of secured credit cards.
  • Do you share personal information with anyone?
    • We do not share your information with anyone. Our privacy policy prohibits it.
  • When I request my report, does it hurt my credit score?
    • There are two types of inquiries, hard and soft. A hard inquiry will have an affect on your score. This occurs when you apply for new credit. A soft inquiry is when you check your own credit score, a potential lender checks your credit to offer you pre-approved credit, and when a current lender does a periodic review of an existing account. A soft inquiry does not affect your credit score.
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